How Important Are Medical Records in Car Crash Claims?

Severe injuries and financial issues are only a few of the consequences you could experience because of another driver’s negligence. That’s why you may need to file a personal injury claim after a car crash. Doing so allows you to receive the compensation needed for current and future treatment, as well as eventual vehicle-related costs, like repair or replacement.

Taking legal action successfully is not an easy task. Establishing liability should be your first step, and your medical records will be vital when defendants and insurance adjusters are challenging your version of the facts. This documentation will affect your claim in more ways than one, which is why it’s a priority to obtain it after a car accident. 

Proving Your Injuries Are Caused by Negligence

Medical records prove that the injuries you suffered resulted from negligent behavior. Insurance companies may accuse you of suffering from pre-existing conditions and committing actions that worsened your injuries. It’s a common occurrence when negotiating with insurance companies, especially when they’re actively trying to avoid a payout. 

The insurance company’s defense loses value when your records show your injuries were caused by the car accident. A doctor’s statements about the nature of your damages and why you’ll need treatment can support your case as well, making it very hard for adjusters to stop you from getting compensated. 

Determining Your Claim’s Value

Doctor’s appointments, treatments, and all additional therapy you might need after a car accident can put your finances in a bad spot. Getting lowballed is the last thing you want when you’re in such a complicated situation. This is another instance where your medical records show their importance, as they help determine your claim’s value. 

Proving that an accident left you unable to work, requiring physical assistance, and with a compromised mental state is the key to success when you’re looking to maximize your settlement amount. Keep in mind that adjusters will still try to diminish your claim’s value, and it’s recommended to consult with an attorney before accepting offers. 

Future Expenses

The injuries caused by a high-speed collision often require surgery and lifelong treatment. They’ll also diminish your quality and enjoyment of life, and might be the cause behind additional health complications. Your medical records will serve as evidence, demonstrating that the other driver’s negligence caused you long-term damage, both physically and emotionally. 

Your future expenses need to be included in your compensation, and documentation provided by a healthcare professional will stop adjusters from underestimating your conditions. 

Estimated Outcome

Another reason why medical records are so important in car crash claims is that they provide an estimated outcome resulting from your treatment plan, as well as an accurate description of the problems you may encounter. 

Showing that your treatment interferes with your daily routine, causing pain and suffering that you’d never experience if the other driver exercised the right amount of caution, can strengthen your case even more. 

Reach Out to an Experienced Car Accident Lawyer

Understanding the importance of medical records for your car accident claim is only the first step when you’re seeking compensation. There are still a significant number of details that could influence your case. Dealing with them incorrectly could harm your finances and your well-being. 

But you don’t have to handle this process alone. You can speak with a car accident lawyer that will examine your medical records and proceed with a convincing claim. The Nye Law Group is ready to negotiate with insurers so you can be adequately compensated. You can ask for a free consultation by calling 912-200-5230 or sending in our quick contact form.