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Preparing To File a Personal Injury Claim

Injuries are an unfortunate part of the human condition. While this is an accepted truth, it doesn’t make it okay when you are injured due to the negligence of someone else. When you are injured because of another person, you likely feel angry in addition to the pain and stress caused by your wound.

While getting financial compensation for your experience won’t erase the suffering you have been through, it may lessen the stress of recovery for you. Getting involved in a lawsuit can seem daunting, but it can be the only way to get the recompense you deserve if you have been injured by the negligence of another individual.

So, what do you need to do to feel prepared when filing a personal injury claim?

Gather Evidence

Evidence is a vital piece of any lawsuit. It can take many forms. Witness statements, text messages, emails, and photographs are just a few examples. The evidence you can collect and use depends on the situation you are in.

For example, let’s say you trip over a box and break your ankle as you evacuate the back room of the retail store you work at while the fire alarm is going off. Earlier in the week, you sent an email to your boss that you were concerned that the obstructions on the floor of the back room were a hazard, but your boss told you not to worry about it.

Evidence you could collect in this situation includes the email chain, photos of the back room, and statements from your coworkers about the condition of the store.

Ensuring the collection of evidence as soon as possible after the incident is very important. It significantly strengthens your case and can be difficult to acquire the more time passes.

Receipts

When you are injured, you accumulate expenses. Keeping with the above example, where you’ve broken your ankle, you’ll need to see a doctor as soon as possible. Following the appointment, you will have medical bills, prescription costs, and out-of-pocket expenses like over-the-counter pain medications. This can quickly add up to a scary number.

Not everyone is lucky enough to be financially stable enough to have money saved for emergencies. Aside from the medical expenses, you will also likely need to take some time off work to recover, which can cause your financial situation to become direr.

To have a strong personal injury claim, the more information you can present, the better. Keep all of your receipts—medical bills, pharmacy expenses, and other related costs all relevant.

Calculating Lost Income

Unfortunately, most Americans don’t have a very forgiving work environment when it comes to taking time off to recover from illness or injury. It usually takes less than two weeks to run out of paid sick time. Sometimes, you may have a lot less.

When you are dealing with unexpected expenses, with no income, in addition to recovering from an injury, the stress of the situation can make everything significantly worse. However, you may be able to include lost income in the damages you seek in your personal injury suit. Lost income is any money you would have made working, had you not been injured.

If you are severely injured and are permanently unable to return to work, or only able to return in a limited capacity, you may also choose to include lost future income in the damages you seek. 

Get Legal Support When Filing 

Filing a lawsuit following your injury can feel incredibly overwhelming. Even though you may need the money, starting the process is never easy – so don’t do it alone.

At The Nye Law Group, we are experienced with all kinds of personal injury cases, and we understand what you’re dealing with. We want to get you the maximum compensation you deserve while taking away as much of your stress as we possibly can.

If you are thinking about filing a personal injury lawsuit, don’t wait. Call 912-200-5230 today to get the expert, compassionate help you deserve!

How Important Are Medical Records in Car Crash Claims?

Severe injuries and financial issues are only a few of the consequences you could experience because of another driver’s negligence. That’s why you may need to file a personal injury claim after a car crash. Doing so allows you to receive the compensation needed for current and future treatment, as well as eventual vehicle-related costs, like repair or replacement.

Taking legal action successfully is not an easy task. Establishing liability should be your first step, and your medical records will be vital when defendants and insurance adjusters are challenging your version of the facts. This documentation will affect your claim in more ways than one, which is why it’s a priority to obtain it after a car accident

Proving Your Injuries Are Caused by Negligence

Medical records prove that the injuries you suffered resulted from negligent behavior. Insurance companies may accuse you of suffering from pre-existing conditions and committing actions that worsened your injuries. It’s a common occurrence when negotiating with insurance companies, especially when they’re actively trying to avoid a payout. 

The insurance company’s defense loses value when your records show your injuries were caused by the car accident. A doctor’s statements about the nature of your damages and why you’ll need treatment can support your case as well, making it very hard for adjusters to stop you from getting compensated. 

Determining Your Claim’s Value

Doctor’s appointments, treatments, and all additional therapy you might need after a car accident can put your finances in a bad spot. Getting lowballed is the last thing you want when you’re in such a complicated situation. This is another instance where your medical records show their importance, as they help determine your claim’s value. 

Proving that an accident left you unable to work, requiring physical assistance, and with a compromised mental state is the key to success when you’re looking to maximize your settlement amount. Keep in mind that adjusters will still try to diminish your claim’s value, and it’s recommended to consult with an attorney before accepting offers. 

Future Expenses

The injuries caused by a high-speed collision often require surgery and lifelong treatment. They’ll also diminish your quality and enjoyment of life, and might be the cause behind additional health complications. Your medical records will serve as evidence, demonstrating that the other driver’s negligence caused you long-term damage, both physically and emotionally. 

Your future expenses need to be included in your compensation, and documentation provided by a healthcare professional will stop adjusters from underestimating your conditions. 

Estimated Outcome

Another reason why medical records are so important in car crash claims is that they provide an estimated outcome resulting from your treatment plan, as well as an accurate description of the problems you may encounter. 

Showing that your treatment interferes with your daily routine, causing pain and suffering that you’d never experience if the other driver exercised the right amount of caution, can strengthen your case even more. 

Reach Out to an Experienced Car Accident Lawyer

Understanding the importance of medical records for your car accident claim is only the first step when you’re seeking compensation. There are still a significant number of details that could influence your case. Dealing with them incorrectly could harm your finances and your well-being. 

But you don’t have to handle this process alone. You can speak with a car accident lawyer that will examine your medical records and proceed with a convincing claim. The Nye Law Group is ready to negotiate with insurers so you can be adequately compensated. You can ask for a free consultation by calling 912-200-5230 or sending in our quick contact form. 

How Do I Pay My Medical Bills After a Wreck?

Getting into a car accident in Savannah can come with many challenges. One of the biggest challenges that you’ll come across is how you’re going to pay the medical bills. Medical bills can be expensive and if you’ve been in an accident by no fault of your own, you don’t know how they’re going to be covered.

Getting your medical bills covered can be a major stress on you, but you don’t have to face it alone. Here is some information to help you get the coverage you need after you’re hurt in a car accident

Who is Responsible for Your Medical Bills?

When you’re hurt in a car accident, getting your medical bills covered can be difficult. You may be worried about paying for these out of pocket when you’re hurt and struggling to cover the costs of your suffering. 

In these cases, your insurance company should cover the costs of your accident. Unfortunately, they may instead refuse to pay for your expenses, or they may try to offer you a settlement that doesn’t cover your needs. In these cases, you may need help from a lawyer to hold the person who injured you with their negligence responsible for your suffering. 

Contacting Your Vehicle Insurance Company 

If you have a vehicle insurance company, they may cover your medical expenses and then go speak with the other driver’s insurance if you were not the one at fault. This depends on the coverage on your vehicle insurance policy, and how much they cover depends on your coverage type and amounts. This can be looked into further by reading your coverage limits. 

If you’re unsure whether your insurance company is covering the amount you’re due or is acting in bad faith, you may need to speak with an attorney about your claim. The insurance company may have failed to offer you the funds you’re due, and your lawyer can help you seek those funds. 

Seeking Compensation for Medical Expenses

After an accident, you may want to seek out compensation for the medical expenses you had to pay for out of pocket, along with any other damages. This is when you have the chance to get the money you had already spent back from the one at fault in the accident. 

You may need a lawyer who is familiar with medical expenses after a wreck. They can offer you advice after listening to your case based on the knowledge and experience that they have. 

Your lawyer is a key part of getting your medical bills paid when you’re facing medical debt because of your accident. They have the tools you need to determine what your claim is worth, who’s liable for your injuries, and how to take your claim to court. Your lawyer will also represent you in the courtroom, seeking the compensation you’re due. 

Get Guidance on Your Medical Bills

Every case is different, and it is important to seek the legal advice you need when you’re unsure of who is responsible for paying the damages. Speak with our law office here at The Nye Law Group to find out more about your specific case.

Our law office can help you get the answers you deserve, starting with a free consultation. Give us a call today at 912-200-5230 or complete the following online contact form to learn more. 

When a Fatal Accident Becomes a Wrongful Death Claim

Out of the tens of thousands of fatalities caused by accidents, many occur due to another person’s negligent actions. Unfortunately, not all of them qualify for a wrongful death claim. 

Despite your loved one’s death being caused by someone else’s negligence, you might still be ineligible for compensation. Your claim depends on state laws and the details of the fatal accident. 

You don’t have to prove you have a wrongful death claim on your own. A wrongful death lawyer can evaluate your case to prove negligence and help you file a successful wrongful death claim. 

When Does a Fatal Accident Become a Wrongful Death Claim?

A fatal accident becomes a wrongful death claim when your attorney can prove the four elements of negligence in your case. Here’s a quick summary of those elements: 

  • Duty of Care – Proving that the party responsible for the accident had a legal obligation to take reasonable care and avoid harming the deceased. Every driver has a duty of care towards other road users. 
  • Breach of a Duty of Care – Presenting evidence to show that the defendant did not take the reasonable care required. Examples include drunk driving, speeding, invisible signage, and so on. 
  • Causation Factor – For a fatal death to become a wrongful death claim, you must prove that the accident in question, and not any other external factor, caused the fatality. 
  • Proof of Damages from the Accident – The plaintiff presents proof of damages from the accident and fatality, such as medical bills, burial expenses, and lost wages, among others. 

How to File a Wrongful Death Claim

When your attorney determines that the fatal accident qualifies for a wrongful death claim, they’ll start the compensation process as soon as possible. Remember, the statute of limitations for wrongful death cases is only three years for North Carolina residents.

Usually, you or your attorney will send a demand letter to the liable party’s insurance company stating the facts of the case and the amount you’re seeking in compensation. The insurer may respond with their suggested offer, after which the negotiations and presentation of evidence begin. 

Unfortunately, there’s also a chance of the insurance provider denying your claim but consulting with an attorney can turn this decision around. An attorney can represent you throughout any negotiations or litigation. 

Who Can File a Wrongful Death Claim?

State laws are particular on who can file a wrongful death claim on behalf of a deceased’s open estate. This person is called a personal representative and is likely listed on the will.

In case of no will, the court will appoint a party. This is often a spouse, child, parent, or sibling of the deceased.  

Get Legal Support from a Wrongful Death Lawyer

When a loved one dies in an accident, it can be more painful to learn that another person’s recklessness caused their death. If this is the case, you and other survivors may be eligible for compensation through a wrongful death claim. 

Get legal support from an experienced wrongful death attorney from The Nye Law Group during this difficult time. Call us at 912-200-5230 or complete the contact form below to get started with a free case evaluation.

Why Is Legal Representation Important in Car Accident Claims?

According to the United States Department of Transportation, more than 38,600 people died in 2020 due to car accidents. Thousands more were involved in car accidents where they spent months in the hospital recovering. When you are involved in a car accident, you can expect that the experience will be traumatic and costly if you are hospitalized.

If the car accident resulted from the negligence of someone else and it causes a serious injury, then the victim could well be justified in seeking compensation through a personal injury claim. An example of a personal injury claim related to a car accident is when a driver drives above the allowed speed limit, loses control, and causes a crash that leaves someone else injured.

Tricks Used by Insurance Companies in Car Accident Claims

Insurance companies will use all manner of tricks to ensure that they pay out as little compensation as possible. One primary method that insurance companies use is to ask the plaintiff to submit a recorded statement.

Remember, anything you say can be used against you in a court of law. No law requires you to submit a recorded statement to the insurance company. If an insurance company asks you for the recorded information, hang up the phone and call us immediately.

Some insurance companies will claim that they cannot process your claim if you do not sign a medical release form. This is the oldest trick in the book, and if you give them your medical documents, they can use your medical history to avoid paying your settlement.

Three Reasons You Need Legal Representation

We Can Determine Who Is at Fault

If you have just been involved in a car accident and believe that it was not your fault, you need to speak to a car accident attorney. Before accepting liability, get in touch with one of our legal representatives so that we can establish the facts of the case.

The Right Procedure Must Be Followed

Personal injury claims are complicated cases with strict timelines and procedures that need to be followed. If you miss a deadline, then your case becomes null and void. If you do not follow the process, the defendants might win the case, which means that you will not be compensated for your injuries.

Accurately Determine the Financial Loss

If you are filing a personal injury lawsuit, you need to know how much your case is worth. You do this by quantifying every element of your case, such as the pain, emotional distress, medical expenses, and economic losses. With a good lawyer at your side, you can rest assured that the best possible outcome for your case will be achieved.

Get in Touch with a Car Accident Attorney

Personal injury cases are complicated cases, and that is why you should always work with a qualified car accident attorney. We have the resources to ensure that the best outcome for your case is achieved. When you call the Nye Law Group at 912-200-5230, we will give your case the respect it deserves.

We will collect concrete evidence and protect you from insurance companies that would like to give you a raw deal. You can also get in touch via the contact form on this website.

CONTACT US

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Or Call 912-200-5230

CONVENIENT LOCATIONS Throughout the Southeast

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Suite 112
Charlotte, NC

704-285-6319 get directions

119 Southern Boulevard, Savannah, GA 31405

912-200-5230 get directions

402 West Trade Street,
Suite 112
Charlotte, NC

704-285-6319 get directions

119 Southern Boulevard, Savannah, GA 31405

912-200-5230 get directions
View all locations
CONTACT US

NO PRESSURE. SPEAK TO AN ATTORNEY. NO HIDDEN FEES.

* All Fields Required

Or Call 912-200-5230