How Does Car Insurance Work in Georgia?

Although you make your payment to your car insurance provider each month, you might not know what happens after you’ve been in a vehicle collision. You know that car insurance is meant to protect you financially when a car crash occurs, but you’re probably still wondering, “How does car insurance work in Georgia?”

The Basics of the Car Insurance Process in Georgia

There are two main ways to receive funds to pay for your car accident damages. 

One, you can use your own insurance coverage to pay for the losses you suffered. This is what you will have to do if you were the one to cause the car wreck. Two, you can use the other person’s car insurance to pay for your crash-related losses. This is what you will do if that person caused the vehicle crash.

Proving Your Case

The other driver’s car insurance company isn’t just going to hand you a check. You have to prove to them that their insured driver caused the crash. That means you have to gather proof, such as witness statements, traffic reports, photo and video evidence, and any other type of evidence you can find.

Proving Your Injuries and Losses

Once you can prove fault, you must also prove your damages. Collect medical bills, medical reports, vehicle repair statements, lost income statements, and other types of documentation that prove your injuries and losses.

Once you’ve proved your case, you could receive a settlement check from the insurance company up to the limits of the at-fault driver’s policy.

Get in Touch with a Car Wreck Lawyer

Now you have an idea as to how car insurance works in Georgia. For more information about filing a vehicle crash claim, contact The Nye Law Group. Use the form below or call 912-200-5230 to get a free case analysis from one of our car accident lawyers in Savannah, Georgia.